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Dec 24

Financial Breakdown Leads To Breakups

There are many reasons that couples break up and drift apart, but money is the number cause of breakups and divorce in the United States. Arguments spawned over money drive a wedge between people that normally would have no problem getting along. As couples meet and get together their individual spending habits blend from being individually managed to becoming jointly managed. When one partner has spending habits that put them at the edge of their paycheck each month the other partner may be upset that there is more month left at the end of the money.

Money is a sensitive subject for most people and money is a private matter that should not be discussed in public or outside the house as a general rule. When couples first meet and fall in love they rarely if ever talk about their spending habits and what kind of debt they are bringing into the relationship. After they are married or move in together the subject of money begins to rear its head and couples can be surprised to learn how much debt each one has and what if anything they are doing to gain control over their finances.

As money is not a subject that is not taught in school the majority of the population learn their money habits from the people that they grew up around. If their guardians were not money conscious the individual thoughts about money may pattern what they saw growing up. If money was never discussed in front of children then even management finances may not have been passed down to younger generations. The fact of the matter is that arguments over money stem from the lack of communication about the individual and combined finances of couples.

While marriage or couples counseling may help to resolve other issues in the household consumer debt and credit counseling can go a long way to mend the broken fences of poor money management and give couples the well needed education concerning their financial path. With the divorce rate in the United States at 50 percent there is a lot of work that has to be done to straighten out the money programs that are keeping couples from holding on to their happiness and remembering why they got together in the first place.

Through a consumer credit counseling service couples can gain a better understanding of how money works and begin to resolve their money issues so that they can find their way out of financial difficulties together instead of arguing and facing a breakup return to a happy a secure relationship that is based on trust and open honest communication.

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